Purchasing a home is one of the largest purchases we make in our lives. After making a purchase of this magnitude the last thing we want to be worried about is paying for repairs to the home. There are so many issues that can come up having peace of mind and protection is one of the best things we can do. A home warranty does just that.
A home warranty plan provides budget protection and peace of mind for home buyers who otherwise might not be able to handle unexpected repair bills at a time when they are usually least affordable.
The benefits of a Home Warranty plan include.
• Budget/cash flow protection on unexpected repairs
• The convenience of one call, one small service fee, and prompt response
• Most major systems and appliances covered under the Standard Plan
• Provides added home protection from costly repairs or replacement
• Provides ongoing home protection – renewable year after year!
• Full replacement of covered items – if we can’t fix it, we’ll replace it
What is a home warranty?
A home warranty is a one-year contract that covers major systems and appliances. The home warranty contract covers failures due to normal wear and tear of systems and appliances located within the foundation of the home during the contract term.
What does my home warranty cover?
The best answer to this can be found by reviewing your specific contract or by reviewing an online contract sample.
Standard coverage includes:
Plumbing System, plumbing stoppages, toilets, sump pump (permanently installed), bathroom whirlpool motor pump, recirculating hot water pump, water heater, heating and ductwork, electrical system, telephone system, central vacuum system, garage door opener, ceiling fans, attic and exhaust fans, smoke detectors, doorbells, dishwasher, range, oven, cooktops, built-in microwave, instant hot water dispenser and trash compactor.
What’s not covered?
The contract covers only those parts, systems and appliances specifically mentioned as covered and excludes all others. Please see your contract for specific coverage, exclusions, and limitations.
What are Optional Coverages and how do I know if I have them?
Additional or optional coverages for items such as kitchen refrigerator, washer/dryer, air conditioning, pool and spa equipment, and limited septic and roof leak repair were available for purchase for an additional fee at the time of contract. Check your contract to see which optional coverages, if any, were purchased.
I own homeowner’s insurance. Why would I want a home warranty?
Your homeowner’s insurance is hazard insurance and covers items damaged in fires, by water, by wind or other covered events. A home warranty repairs or replaces items that break down on their own through normal wear and tear.
I have an older home. Will I have to pay more for a service contract?
No, our home warranty covers any home no matter what its age – as well as any brand or manufacturer of systems and appliances. However, systems and appliances must be in good working order at the start of coverage.
Is a Home warranty only for buyers or are there benefits for current homeowners?
Absolutely, it is a great idea for current owners to also have a home warranty. The benefits of a Home Warranty plan far outweigh the cost. So of those benefits are:
• One call
• One small service fee
• Most major systems & appliances covered under the basic plan
• Superior customer service
• Quick, efficient response time
• The cost of a service plan is a small investment to preserve your peace of mind!
Most homeowners think the home warranty is one time, and for one year. What you should know is that home warranty can be a yearly renewal to continue receiving these benefits. Make sure to discuss with our team at The Ridge Real Estate Group for any questions or concerns.
The Ridge Real Estate Group has been Building Relationships for Generations as your Real Estate Team throughout Contra Costa County. Steve and Debbie Ridge are Real Estate Brokers who started their journey about 30 years ago in Benicia. Their knowledge, expertise and reputation in the industry has created a name that lasts and empowered their very own daughter, Jessica Evans, to join the Ridge Real Estate Group and to take the company to the next level!
Watch The Ridge Real Estate Group Story!
Together, the Family Real Estate Company covers a multi generational wealth of knowledge! Debbie and Steve Ridge brings you years of experiences and the main core of real the Real Estate industry, while Jessica Evans brings you her extensive background in marketing and technology.
“Still the same, in one important sense, and that is this is a relationship business. That hasn’t changed. The technology absolutely, but the core is building relationships and working with people.” Steve Ridge
Jessica’s vision to grow the Ridge Real Estate group is a combination of keeping family traditions, while building a strong team with a reputable name for their clients throughout the Contra Costa County.
“I see the Ridge Real Estate Group as a reputable team in the industry. We don’t over promise and under deliver and we don’t disappear after the transaction. We build relationships with our clients for generations!” —Jessica Evans
To read more about Jessica Evans and the Ridge Real Estate Group Click here.
To learn more about the Ridge Real Estate Group, log on to www.RidgeRealEstateGroup.com
Realtor | Ridge Real Estate Group
Berkshire Hathaway Drysdale Properties
Cell: 707.315.9803 | Team Line: 925.289.9709